Soft Loan Scheme For ICT Adoption (SLICT)

The Soft Loan was launched to assist SMEs in using information and communication technology (ICT) as a means to improve their competitiveness, efficiency and productivity.


  • SMEs incorporated under the Companies Act 1965 or Registration of Business Ordinance 1956.

  • Subsidiaries of public-listed companies with shareholding not exceeding 20 per cent.

  • At least 60 per cent equity held by Malaysians.

  • Possess valid premise license.

1. Minimum Loan Size: RM20,000

2. Maximum Loan Size: RM500,000

3. Eligible Expenses:

  • Upgrading Engineering Design Capabilities

     Purchase of design software or subscription fee/license fee for on - line engineering design services

     Purchase of computer hardware and related equipment

     Training cost

  • Enterprise Resource Planning (ERP) Software

     Purchase of ERP software or subscription to on-line ERP system, or other similar software

     Implementation cost including system study, customisation and training

     Purchase of server & related networking equipment

4. Percentage of Financing: Up to 90 per cent of the cost of eligible items  

5. Repayment Period: Up to 5.5 years including grace period of up to 6 months.

6. Interest Rate: 2 % per annum




Posting date070907
Revised 130109


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